Credit cards and debit cards have paved way for the customers to spend lavishly on various retail outlets and other online shopping portals. Few decades back only few rich and affluent customers owned branded credit cards like visa and master cards and used for purchasing products from the retail and other branded shopping outlets. These days majority of the customers both affluent and middle income group have started using credit cards for purchasing products from several outlets. Nowadays, majority of the companies Accept Credit Cards and sell the products to the customers. They accept credit cards from the customers since they very well know that they can get the payment immediately from the bankers. Few decade back both rich and poor people were carrying cash in their wallet to purchase different types of products from the outlets and had tough time counting and paying the amount to the teller. Even the person sitting in the cash counter had very tough time since he has to count the dollars perfectly without losing it. These days customers never face any challenges since almost all outlets accept credit cards.